Sunny Patel

As the year draws to a close, many investors focus on maximizing their returns — but the smartest ones also focus on minimizing their taxes. One of the most powerful (and often underused) tools for doing this is tax-loss harvesting.

When you’re building a business, one of the most consequential decisions you’ll make is choosing its legal structure. On paper, it may seem like an administrative formality, but in reality, your choice between an LLC and an S-Corp could mean the difference between paying thousands more in taxes or keeping that money in your business to fund growth.

Running a small business is exciting, but it also comes with responsibility and one of the biggest responsibilities is managing money wisely. Many entrepreneurs focus so much on operations, sales, or growth that finances take a backseat.

When people hear the term “tax evasion,” it often sounds like something that only happens to the rich and famous or maybe to giant corporations making headlines. But the truth is, tax evasion can creep into the lives of everyday business owners and individuals in ways that feel small at first but grow into huge problems down the line.

Artificial intelligence (AI) has quickly moved from a tech headline to something we all feel in everyday life—whether it’s the recommendations we see online, the way we use our phones, or even the speed at which financial reports are generated. For CPAs, this shift is more than just another wave of technology. It’s changing the very nature of the work we do and how we serve our clients.

Business owners desire simplicity in a world where handling money is getting harder with every invoice, subscription, and vendor payment. The concept of “One Big Beautiful Bill” enters the picture at this point.